Krédit Prêt | Your loan without credit check

Don't have good credit? No problem

When you apply for a loan of money from us, there is no credit check because we feel the amount is not large enough to require one. We are able to assess your ability to repay your micro loan simply by analyzing your completed form when you apply.

Yes it is possible to apply for a small loan without a credit check! We will only validate that you have been employed for more than 3 months with your current employer. Rest assured that we will be discreet during our interview with your employer by simply indicating that you have applied for funding from our company, without naming it.

As for the rest of our assessment for your loan application, we perform an Instant Bank Verification (IBV). This process allows us to view your bank statement for the past 90 days. We can thus see the amount and frequency of your payroll in addition to ensuring your ability to pay. It is this verification that allows us to make money loans without a credit check.

Get my loan now

Assessment criteria for obtaining a loan

Yes it is possible to have a micro loan even if you have had bad credit in the past. We do not rely on a credit check to analyze your loan application, because we know that no one is immune to the unexpected:

- Divorce or seperation;
- Your ex-spouse does not pay alimony;
- A sickness;
- A unforeseen but necessary expense.

All of these situations can cause financial worries and affect your credit rating, which can lead you to believe that you are no longer entitled to a loan, no matter how small. But it's wrong! Your bad credit is not taken into account when we analyze your loan application.

When we assess your ability to repay your money loan request, we only look at the last 90 days of your bank statement. Since there is no credit check, you are not making your credit worse.
Get my loan now

Getting a micro loan despite bad credit?

We perform the analysis for your loan application only on your responses indicated in your loan application form. And as we do not carry out any credit investigation, we also ask you to provide us with some documents in order to validate your information and ensure that you meet our selection criteria which are as follows:

o Be over 18 years old;
o Work and reside in Quebec;
o Be employed for more than 3 months;
o Be paid by direct deposit;
o Not be self-employed;
o Not being a recipient of social assistance;
o Do not have too many loans with a micro loans agency;
o Not having too many NSF checks in the last 60 days.

You will have confirmation of your mini loan in just 60 minutes if all the mandatory documents are correctly filed in your online profile when applying for the loan of money.

Testimonials

Be responsible!

A short term loan may be the solution for you, but the fact remains that it must be done responsibly. Be aware that a short-term loan incurs much higher interest charges than a loan from a local financial institution. A short-term loan of money should be used as little as possible and in cases where there are no other possible alternatives.

Email

Do you have any questions? Contact US!!

info@kreditpret.com

Business hours

Every day of the week

8:00 a.m. to 4:00 p.m.

Address and phone

1102 Victoria avenue, Lemoyne, J4R 1P7

438-377-4854

Don't have good credit? No problem

Assessment criteria for obtaining a loan

Getting a micro loan despite bad credit?

Testimonials

Be responsible!

NEED HELP?

N'hésitez surtout pas à nous contacter! Nos agents sont disponibles pour vous aider.