- Be over 18 years old;
- Work and reside in Quebec;
- Be employed for more than 3 months;
- Be paid by direct deposit;
- Not be self-employed;
- Not being a recipient of social assistance;
- Do not have too many loans with a micro loans agency;
- Not having too many NSF checks in the last 60 days.

You don't need to present any paper documents to get a money loan. Even the contract will be signed electronically. We offer a simple, fast and secure way to apply for a loan.

You are right to be careful. Our process is specially created to simplify your loan application. It has been set up with the highest standards of security, the same as those employed by financial institutions.

Your information will be securely transferred directly to your banking institution to identify you. This is how we can have a copy of your bank statement for the last 90 days. Rest assured that your information will not be displayed or stored.

- Instability in your job.
- Your bank account shows several bounced payments.
- Consumer proposal not satisfied.
- Incomplete form or incorrect information.
- Bankruptcy not discharged from debts.
- Too high a level of short-term debt.

You can get your cash loan before the end of the day if you have been approved and the contract is signed and returned by 11:00 am Otherwise, it will take 24 business hours for the amount to be deposited by bank transfer to your account.

It all depends on the risk that is associated with your loan. It also depends on the company that has to guarantee your loan.

Please note that you can delay a payment for an administrative fee of $ 35. If you do not contact us and find yourself in default of payment, you will be sent for collection and the interest applicable to your debt will be charged to you automatically.

Unfortunately no, we cannot accept self-employed workers. You must have a salary deposited into your direct deposit account to be eligible. It is impossible for us to accept recipients of CSST, employment insurance, disability insurance and annuity plans.